Pay your £4,000 university deposit, then use SmartPay for the remaining tuition. You pay £7,300 across nine instalments, GlobCred contributes a £1,200 Cash Reward, and no education-loan interest is added.
The value is visible before you commit
Both routes begin after the student pays the £4,000 university deposit. The difference is what happens to the remaining £8,500 tuition balance.
Comparison basis: the £3,500 interest amount is an illustrative traditional-loan cost supplied for this comparison. Actual lender interest depends on the approved rate, fees and repayment term. SmartPay adds no education-loan interest.
Your tuition blueprint
The university scholarship reduces the tuition first. Your deposit reduces it again. SmartPay then structures the £8,500 balance without adding loan interest.
The postgraduate tuition figure used for this pathway.
Reduces the fee to £12,500 when confirmed in the written offer.
Paid by the student directly to Arden and deducted from tuition.
Covered by £7,300 of your instalments plus GlobCred’s £1,200 reward.
The complete nine-month schedule
Month 1 begins within three days of visa approval. You pay every scheduled instalment directly to Arden University.
Two lower opening payments: £1,000 in total.
GlobCred credits the Cash Reward additionally to your UK account for the tuition plan.
Seven predictable payments: £6,300 in total.
£500 × 2 + £900 × 7 = £7,300.
| Month | You pay | GlobCred support | Action |
|---|---|---|---|
| 1 | £500 | — | Due within 3 days of visa approval |
| 2 | £500 | — | Pay Arden directly |
| 3 | £900 | + £1,200 to UK account | Cash Reward credited additionally |
| 4 | £900 | — | Pay Arden directly |
| 5 | £900 | — | Pay Arden directly |
| 6 | £900 | — | Pay Arden directly |
| 7 | £900 | — | Pay Arden directly |
| 8 | £900 | — | Pay Arden directly |
| 9 | £900 | — | Final scheduled instalment |
Why students choose SmartPay
GlobCred contributes to your plan instead of charging interest on it.
Your scheduled tuition amount does not grow through education-loan interest.
You know the payment pattern before the plan begins.
You make the tuition instalments directly to Arden University.
No education-loan guarantor or co-signer is part of SmartPay.
Support covers eligibility, application, CAS preparation, visa and finance planning.
Arden University UK
These programmes are listed on Arden’s official international UK course finder. Exact availability for November 2026 or February 2027 and the relevant campus must be checked before application.
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Programme list checked on 7 September 2026 against Arden’s official international UK course finder. Arden currently advertises UK campus study in Manchester and London Stratford, with February, May, September and November intakes. Programme, campus and intake availability can change.
From enquiry to enrolment
GlobCred supports preparation at every stage. Arden makes admission, scholarship and CAS decisions; UKVI decides the visa application.
Review academic fit, preferred programme, intake, deposit readiness and SmartPay eligibility.
Prepare the university application and organise the required academic and financial documents.
Prepare for the CAS or credibility interview and receive Student visa documentation guidance.
Receive the final schedule. Month 1 starts within three days, and you pay Arden directly.
Clear responsibilities
Figures checked 7 September 2026 and can change. Review the official UK Student visa money guidance.
Applicant questions
You fund £7,300 across nine instalments: £500 in Months 1 and 2, then £900 in Months 3 to 9. GlobCred provides a £1,200 Cash Reward during Month 3. Together, £7,300 + £1,200 covers £8,500.
The Month 1 payment of £500 starts within three days of visa approval, subject to the final schedule issued for the confirmed plan.
GlobCred credits it additionally to the student’s UK account during Month 3 for the Arden tuition plan, under the confirmed reward terms.
No. SmartPay is a structured tuition-payment pathway. It does not add education-loan interest and does not require an education-loan co-signer.
You pay the scheduled tuition instalments directly to Arden University using the instructions provided for your confirmed plan.
The scholarship must be confirmed in your written Arden offer. The £5,000 figure is the amount used in this non-London SmartPay pathway.
No. Programme, campus and intake availability varies. GlobCred checks the November 2026 or February 2027 option before your application proceeds.
No. Arden University controls admission, scholarship and CAS decisions. UKVI decides your visa application. GlobCred supports your preparation.
Already have an Arden offer? Request a SmartPay review. Still choosing a master’s programme? Begin with counselling and admission support.