Why Brazilian Students Struggle to Finance Study Abroad

Brazilian students often have strong global admissions profiles, but international education remains expensive. Domestic bank loans may require guarantors, collateral, and face currency risk as tuition is in USD/GBP/EUR while income is in BRL.

Financing Options for Brazilian Students

1. Brazilian Banks (Banco do Brasil, Bradesco, Itaú)

Local lenders offer domestic education credit (FIES/ProUni) with high collateral requirements for international study. International loan products from Brazil often carry currency mismatch risk and are slow to approve.

2. Scholarships & Government Grants

CAPES/CNPq and university scholarships are available, but competitive and usually partial. Students should not rely on this as their primary funding source.

3. GlobCred International Financing

GlobCred matches Brazilian students with 60+ global lenders to access no-collateral loans in destination currencies based on admission quality and expected graduate earnings.

How GlobCred Helps

GlobCred evaluates the applicant’s university, programme outcomes, and ability to repay in the destination currency instead of relying on local BRL credit history. This creates access to higher loan amounts and faster decisions.

Eligibility Requirements

  • Accepted admission letter from an accredited international university.
  • Programme level: undergraduate, master’s, MBA, or PhD.
  • Academic performance record and recommended programme ROI.
  • Brazilian citizenship or valid residency.

Supported Study Destinations

CountryPopular ProgrammesAvg Annual Tuition
🇺🇸 United StatesMS Engineering, MBA, Finance$30K–$65K
🇬🇧 United KingdomMBA, MSc, LLM£20K–£45K
🇨🇦 CanadaMBA, MSc Data ScienceCAD 18K–48K
🇦🇺 AustraliaEngineering, Business, Public HealthAUD 22K–47K

Compare Your Options

OptionCollateralSpeedCoverage
Brazilian BankUsually requiredWeeksLimited
Scholarship / GovernmentNoneVariablePartial
GlobCredNot requiredDaysUp to $100,000

How to Apply

  1. Fill the free GlobCred application (3 mins).
  2. Upload admission offer, transcripts, passport/ID.
  3. Select the most competitive financing offer.
  4. Complete KYC and lender documentation.
  5. Receive disbursement ahead of your program start date.

Frequently Asked Questions

Can Brazilian students get a study abroad loan without collateral?+
Yes. GlobCred offers collateral-free international education loans for eligible Brazilian students.
Can loans be in USD/GBP/CAD while living on BRL income?+
Yes. GlobCred structures offers in destination currency while underwriting repayment capacity on international graduate salaries.

Ready to fund your international degree?

Apply free in 3 minutes, compare 60+ lenders, no collateral required.

Apply now