GlobCred Partner · Hungary

An EU Degree
you can
actually fund.

Study at John von Neumann University, Kecskemét from just €3,000/semester. No IELTS. No collateral. GlobCred covers tuition, dormitory and living costs.

€3K
per semester
10+
Programmes
0%
Income tax u/25
EU-Accredited Degree
No IELTS Required
Schengen Zone Access
Mercedes-Benz Industry Partner
GlobCred Funded
0% Tax Under 25

Affordability meets
ambition.

Hungary is an EU member state with world-class infrastructure, outstanding safety, and a cost of living a fraction of Western Europe with the same quality education. JvNU sits in the heart of Hungary's industrial corridor, with direct ties to Mercedes-Benz and Knorr-Bremse.

"A 3.5-year EU Bachelor's for less than one year of tuition in the UK."
Total tuition: €21,000–€29,000 over full BSc programme
EU-Recognised Degree
Valid across all 27 EU member states, opening doors worldwide
No IELTS Required
Free online Teams interview personality-focused, no tech test
Schengen Zone
Travel across 25+ European countries on a single study visa
Work 30 hrs/week
Earn ~€675/month part-time. IT internships pay €1,075+
0% Income Tax
Students under 25 pay zero personal income tax in Hungary
9-Month Post-Study
Stay in Europe to find work after graduation

10 degrees.
All taught in English.

BSc · 7 Semesters
Business Administration & Management
Strategy, operations, entrepreneurship & leadership
€3,000
per semester
No IELTS
BSc · 8 Semesters
International Business Economics
Global markets, trade policy & economic analysis
€3,000
per semester
No IELTS
BSc · 7 Semesters
Computer Science Engineering
AI, web & mobile development, software systems
€3,000
per semester
No IELTS
BSc · 7 Semesters
Vehicle Engineering
Electric vehicles, automotive systems & design near Mercedes-Benz HU
€3,000
per semester
No IELTS
BSc · 7 Semesters
Mechanical Engineering
Manufacturing, automation & industrial systems
€3,000
per semester
No IELTS
BSc · 8 Semesters
Tourism & Catering
Hospitality management, gastronomy & event planning
€3,000
per semester
No IELTS
MBA · 4 Semesters
Master of Business Administration
Double degree option with Netherlands Business Academy
€3,600
per semester
Double Degree Option
MSc · 4 Semesters
Regional & Environmental Economics
Sustainability economics & regional development policy
€2,750
per semester
No IELTS
BSc · 7 Semesters
Horticultural Engineering
Sustainable agriculture, green industry & food systems
€3,000
per semester
No IELTS
Also: PhD Doctoral School in Management & Business (€3,500/semester · 8 semesters · Budapest Infopark)
View all at nje.hu →

Finance your
tuition fees.

GlobCred works with licensed lending partners to offer structured fee loans. The following plan is currently available for applicants from Ghana.

🇬🇭 Currently Available for Ghana Applicants
University Fee Loan
Facilitated by GlobCred · Lender: BOG-MCAG Licensed Partner
Loan Amount
$5,000 USD
Tenure
5 Months
Interest Rate
2.5% / month (flat)
Instalments
6 payments
First Instalment
$999 USD
Processing Time
24–48 hours
  • No collateral required
  • No guarantor required
  • No co-signer required
  • Funds disbursed directly to JvNU
  • Final credit decision rests with the lender
Repayment Schedule
Payment Loan Repayment Monthly Fee Total
Instalment 1 (Advance) $833 $166 $999
Instalment 2 (Month 2) $833 $166 $999
Instalment 3 (Month 3) $833 $166 $999
Instalment 4 (Month 4) $833 $166 $999
Instalment 5 (Month 5) $833 $166 $999
Instalment 6 (Month 6) $835 $166 $999
Total $5,000 $990 $5,990 USD
Offer Validity: 48 hours from date of issue. The first instalment of $999 USD must be remitted within this timeframe to confirm and reserve the offer. Failure to do so will result in automatic expiry.

Important Disclosures

· Loan approval is subject to final verification by the lender.

· Incorrect or incomplete information may result in cancellation of the facility.

· In case of loan rejection, payments will be refunded less facilitation fees.

· Funds are paid directly to the university no amounts are transferred to the applicant.

· GlobCred does not guarantee loan disbursal; final credit decision rests with the lender.

Key Insights.

Financing by GlobCred

John von Neumann University (JvNU) students can access up to $5,000 student financing through GlobCred. This covers high tuition, dormitories, and living expenses in Hungary.

Industrial Powerhouse

JvNU is a strategic partner of Mercedes-Benz, offering unparalleled vehicle engineering and business practical experience in Kecskemét, Hungary.

Zero Income Tax

Students under 25 in Hungary benefit from a 0% personal income tax rate, allowing you to save more from your part-time work earnings compared to other EU nations.

No IELTS Required

JvNU offers an Internal Language Test, meaning international students can secure admission without an expensive or time-consuming IELTS or TOEFL certificate.

Exactly what
it costs.

Transparent, all-in pricing for Year 1 no hidden fees.

Year 1 Cost Breakdown
Item Amount
Tuition (most BSc / MSc) 2 semesters €6,000
Tuition (MBA) 2 semesters €7,200
Dormitory 2 semesters €2,000
Application Fee (one-time) €200
Living Expenses (approx.) €900
Health Insurance (per year) ~€180
Estimated Year 1 Total (BSc) ~€9,200

Dormitory updated to €1,000/semester from September 2026. Application fee paid only after a successful interview.

Earn While You Study
Part-time work (30 hrs/week) ~€675/month
IT internship €1,075+/month
Average monthly living cost ~€500/month
Visa bank statement (self-funded) €7,500–€10,000
★ Students under 25 pay 0% personal income tax in Hungary meaning every euro you earn goes further.

8 steps to your
European campus.

From first enquiry to first day on campus a clear, guided process.

01
Contact GlobCred
Visit go.globcred.money or email product@@globcred.org to check eligibility and choose your programme.
02
Prepare Documents
Passport, high school transcripts, diploma, English CV, and a motivational letter.
03
Apply on DreamApply
Submit at apply.nje.hu enter GlobCred as your information source to activate funding.
04
Online Interview
Free Microsoft Teams interview. Personality-focused no technical knowledge tested.
05
Admission Letter
Conditional letter in 2–5 days. Final Admission Letter within 10–15 working days.
06
GlobCred Funds Released
GlobCred pays tuition and dormitory directly to JvNU. No collateral. No delays.
07
Student Visa
Apply for a Hungarian Type-D student visa using your Final Admission Letter. Timeline: 30–60 days.
08
Arrive & Begin
Fall 2026: 1 September · Spring 2027: 15 February. Your European chapter starts here.

Hungarian visa.
Step by step.

The Hungarian Type-D student visa has a transparent, manageable process. Timeline: 30–60 days from submission.

Entry Requirements
Degree
High school diploma / Bachelor's degree in relevant field depending on programme level
English
No IELTS required assessed via free Microsoft Teams interview with JvNU
Interview
Online Teams interview personality-focused, no technical knowledge tested
Bank Funds
€7,500–€10,000 for self-funded students. Reduced if GlobCred has paid tuition
App Fee
€200 application fee paid only after successful interview
Intakes
Fall: 1 September · Spring: 15 February
Documents Required
Valid passport
Final Admission Letter
Tuition payment receipt
6-month bank statements
Travel insurance (€30K+)
Health insurance
School certificates (Apostilled)
Birth certificate (Apostille)
Police Clearance Certificate
National ID / Passport copies
Accommodation proof
Motivational letter
⚠ Important: Education loans are generally not accepted as proof of funds for the Hungarian student visa. Funds must be self-sourced savings or sponsor funds. If GlobCred has pre-paid tuition to JvNU, the required bank balance is reduced accordingly.

Ready for
Europe?

Apply through GlobCred to activate your funding and get guided support through the entire process from application to arrival on campus.